The Basics of a Successful Roof Damage Insurance Claim

If your roof needs repair, it is important to understand how to file a successful roof damage insurance claim.

After all, your roof is on the front lines against the elements in order to protect your home, so damages are inevitable.

Here are some tips to maximize your claim.

Find a Great Roofing Contractor

The first step you should take after noticing damage to your roof is hiring a roofing contractor. It is vital to work with a licensed, reputable contractor such as The Roof Doctor. A great contractor makes all the difference when filing a successful roof damage insurance claim.

Have Your Roof Inspected

You should have your roofing contractor inspect the damage prior to filing a claim. They will take pictures of the roofing issues as well as any other damages around your home. Capturing images of fallen tree branches, toppled chairs, or any other casualties of the storm will help strengthen your claim.

Be Prompt

Since your roof is constantly in use, time is of the essence when filing a claim to repair it. The longer it sits, the more time it has to collect dirt and debris that will make it difficult to establish the original damages.

Review Your Insurance Policy

All homeowner’s insurance policies are not created equal. You will want to make sure that the type of damage that occurred is covered by your plan. For example, if your roof was impaired in a hailstorm, you will want to verify that wind and hail damage is actually included in your policy.

Get an Estimate

Your insurance adjuster will provide an inspection in order to calculate an estimate. The Roof Doctor prefers to be on site for this process so that the adjuster is properly reviewing and noting all roof damage. Do not rely on the adjuster alone to determine the repair cost of the roof.

Keep a Log of Correspondence

Keep records all throughout the repair process. This includes photos, documented estimates, your homeowner’s insurance plan, and a record of who you spoke with and what they said. Ask a lot of questions and make sure you fully understand all the details of the job.

The Roof Doctor Way

In order to file a successful roof damage insurance claim, you need to work alongside an excellent roofing contractor. The professionals at The Roof Doctor are proud to offer excellent service and an open line of communication.

We serve Salt Lake City, Tooele, Ogden, Layton, Bountiful, Orem, Provo, and everywhere in between in Utah. Contact The Roof Doctor for your free estimate today.

 

 

What Sets A High-Quality Roofing Contractor Apart?

What Sets a High-Quality Roofing Contractor Apart

Your new roof is only as good as your roofing contractor. And it’s not just how they install it — it’s whether they go on to perform adequate inspections and repairs so your roof continues to Quality Roofing Contractorserve you well into the future.

You know you need a company that’s going to help you, not hurt you. Inform yourself so you know if you are dealing with a customer-focused professional.

The Client Gets a Free, Accurate Estimate

You can probably always expect a free estimate from most any roofing contractor before they begin a job, but will the estimate be accurate? Less-than-honest companies will bid any low price as long as you let them start tearing shingles off your roof. Then, they suddenly realize that the job will cost much more than they quoted you, and you have to pay the bill or you’re stuck with a half-done roof.

The ideal professional roofing contractor provides a free estimate, but in the form of an itemized, detailed list of all materials and labor involved in the process. They will clearly communicate with their clients regarding any possible increase in charges and inform them right away of the difference as the job progresses.

They Answer All Questions in a Timely Manner

When you’re interviewing a potential contractor, you should be the one asking most of the questions. How long have they been in business? Do they have pictures of their past work? Who’s on their project team? What kind of insurance do they carry?

All of these questions should be answered up-front, but if you ask a difficult question and they don’t have the answer right away, they should call you as soon as they find out.

No Subcontractors Allowed

The best companies never outsource any work. That’s a sign of carelessness and a lack of quality control. You want your roofing contractor to take pride in the work done on your home. How is that possible if they’re hiring others to do the job at a lower price? Never allow any roofing contractor to do a repair or a replacement on your home if they plan on using subcontractors.

They Help You Get the Most for Your Money

An honest company that puts the customer first isn’t focused on how to land a roof replacement job. They are not self-serving. They will not recommend a roof replacement if the roof would last at least a few more years.

Choose a roofing contractor who isn’t focused on money in their pocket. Instead, they should be focused on maximizing your investment in your roof. That’s the team you want on your side.

Contact the Roof Doctor for maintenance, repair and roof replacement services from a roofing contractor with the experience you’ll benefit from today and for decades to come.