3 Tips For Filing A Roof Replacement Insurance Claim

On top of arranging repair services for your roof, you are also faced with the task of properly filing a roof replacement insurance claim.

Unfortunately, it can be a huge hassle when valuable assets, such as a roof, suddenly need to be replaced. Filing an insurance claim for unexpected storm damage can be intimidating and confusing. You want to get the compensation you deserve in the process, but where do you start?

Here are three tips for filing an insurance claim that should help ease your worries about the process.

1. Document the Damage

After a storm impairs your roof, you should inspect and document the damage as soon as possible. As you inspect your roof, look for missing shingles, signs of water damage, or anything else that seems awry. Document all damages through photographs. It is a great idea to have some pictures of your roof beforehand as well so that the insurance adjuster can plainly see the specific differences between the before and after. 

We recommend taking pictures of your yard and surrounding areas with damage, as this will strengthen your claim. Be sure to take photos of toppled chairs and tables, fallen tree branches, and anything else that captures the magnitude of the storm.  

2. Find a Knowledgeable Roofing Contractor

Even if you do not immediately notice any major problems with your roof, there might be other damages hidden to the untrained eye. At The Roof Doctor, our licensed professional contractors will make sure that nothing is overlooked. We prefer to be on-site when the adjuster arrives so that they are properly reviewing and noting all roof damage. A knowledgeable roofing contractor is a key component in receiving the necessary compensation for your roof repair.

3. Contact Your Insurance Agent

Reach out to your insurance company to begin filing a roof replacement insurance claim. Some insurance companies require you to contact them as soon as the damage happens, so do not delay this step. You will need to find out what types of roof damage your policy covers, as well as the cost they are willing to match. Every policy is a little bit different, and many things can impact your coverage, such as the age of your roof and the depreciated value. For example, if your roof is over a decade old, you may only be able to receive partial compensation. Once you reach out to your insurance company, an adjuster will come to your house to perform an inspection.

Need Roof Repair? Contact the Roof Doctor

If you are planning on filing a roof replacement insurance claim, contact The Roof Doctor to coordinate an inspection with your insurance claims adjuster.

We serve various cities in Utah, including the Salt Lake Valley, Tooele, Layton, Ogden, Bountiful, Orem and Provo. You can trust that our licensed roofing contractors will do high-quality work and get the job done right the first time.