A Guide to Dealing with Wind Damage Roof Insurance Claims

A Guide to Dealing with Wind Damage Roof Insurance Claims

 

If you live somewhere with inclement weather, you should learn how to handle roof insurance claims in the event of a natural disaster.

Wind storms, hail storms, tornadoes, and thunderstorms can all wreak havoc on your home. Unfortunately, strong gusts of wind can damage your rooftop, resulting in roof leaks and other potentially devastating and costly damage. 

Continue reading to learn more about roof insurance claims as they pertain to roof damage. 

Wind Damage in Utah

Although tornadoes, hail storms, and hurricanes are extremely rare in the Beehive State, it is still susceptible to hurricane-force windstorms. For instance, the 2020 Utah windstorm left approximately 200,000 homes and businesses without power and toppled thousands of trees. Many residents were caught off guard by this natural disaster, but it served as a bitter reminder that property damage can happen to anyone in the blink of an eye. 

Wind Damage Defined

Most people mistakenly associate wind damage with hurricanes and tornadoes; however, any major wind event can cause property damage. Damaging winds, also known as straight-line winds, can exceed 50-60 mph, sometimes exceeding 100 mph. 

What Wind Damage Means for Your Roof

Your home’s roof is one of the areas most vulnerable to this type of destruction. Your roof’s corners and edges are more likely to be impacted by high or strong winds since they are more prone to extreme stress than the center of it. The effect that wind damage can have on your roof depends on the materials used and the power and range of the winds. 

For these reasons and more, it is essential to schedule a professional roof inspection from The Roof Doctor. We have the relevant experience and tools to climb up and check your rooftop for this type of damage in a safe manner. 

Understanding Wind Damage Roof Insurance Claims

Although Utah does see its fair share of inclement weather, wind storms are not a regular occurrence, so you may not know how to deal with wind damage insurance claims. This type of damage may be covered under your homeowners’ insurance policy, but you should examine your policy and see if you are covered for roof damage. One of the best moves you can take if your property is damaged is to document it by taking pictures. Images and videos of the damage, such as toppled chairs and tables, fallen tree branches, and more, will be invaluable when you file a roof damage insurance claim.

The Roof Doctor Can Help

If your home or business’s roof is impacted by wind damage or any other natural disaster, the expert roofers at The Roof Doctor can help with any necessary roof inspections, repairs, or replacement. We serve Salt Lake City, Tooele, Layton, Ogden, Bountiful, Orem, Provo, and neighboring cities in Utah. Please reach out to us today to learn more.