Does it matter if you have a wind-resistant roof?
Wind-resistant roofs are outfitted with impact-resistant shingles. Yes, they are more expensive than the average asphalt shingle, but the higher premium will most likely pay for itself over time.
Without the added protection you get from impact-resistant shingles, every storm with high winds, torrential rain and driving hail put your home at risk of serious damage. Roof repairs aren’t cheap – you could end up paying hundreds or even thousands of dollars to fix punctures and replace missing shingles. Moreover, the life of your roof could be cut short due to the long-term effects of the damage.
Spend a bit more money up front, and impact-resistant shingles can protect you from the elements, even the most extreme weather. Here is why you should consider making the investment:
Wind Damage Is the Most Common Insurance Claim
Traveler’s Insurance conducted a study on homeowner’s insurance claims from 2009 to 2015, and the most common cause of damage to a home was, you guessed it, wind damage. About 25 percent of claims cited wind as the reason for exterior damage. Non-weather-related damage ranked second, with 19 percent of all claims. Hail ranked third, at 15 percent.
What Are Impact-Resistant Shingles?
Outfitting your home with impact-resistant shingles means you have significant protection against both wind and hail. Impact-resistant shingles are specifically designed, manufactured and tested to withstand high winds, hail and the impact of windborne debris.
They are rated as either Class 1, 2, 3 or 4, with Class 4 having the highest resistance.
Benefits of a Wind-Resistant Roof
When you install impact-resistant shingles, you’re getting a roof that’s protected against winds of up to 130 mph. In many cases, the manufacturer offers warranty coverage, so if the shingles don’t hold up over time, you can get repairs done for free or for a minimal charge.
Homeowners insurance companies understand the major threat that both wind and hail pose to homes. Because of so many claims are filed due to either wind or hail, you could see a major reduction in your policy if you install impact-resistant shingles. You will see savings every month.
On top of your monthly discount, you can worry less when the forecast doesn’t look good.
On top of the savings, you’re making an investment. Your home value goes up when you have a quality roof. And depending on which manufacturer you choose, the shingle warranty may be transferable to the new owner — another selling point.
While the upfront costs may be higher, the peace of mind and the overall savings you enjoy after installation offsets the expense. Talk to the Roof Doctor today about getting a wind-resistant roof the next time you need a replacement — it’s an investment worth making.